I come from a family with lots of love. With that love, they taught us a sense of responsiblity. My 17 year old son had been offered his first job this last past June. He has been awsome at saving just about everything he earned. We started him a new checkbook to start saving for that awful cost of car insurance ( that he has to pay himself ). Meantime he has been begging for a cell phone of his very own. We have explained the monthly cost of this privilage and making only $7.25 p/h was going to be a challenge for him. With only a few hundred saved ( a bit more than half for insurance ) we took him shopping for the phone. Finding out he couldn't hold a contract of any kind because of his age, I had a heart to heart with my husband. Well needless to say, we have a young man in this house that can't help but to do the 'Happy Dance" with his very own cell phone in hand. We did the add a line on our contract and found a plan he could afford too! He was able to use his debt card for the first time when he paid for a $100 dollar phone from his own account.
The moral of the story....I want to give my children all that they want. But to see my son doing his "Happy Dance" proves to me I did the right thing. It was that much more gratifing and uplifting to know my son felt his own real sense of independence. He earned it!! and I'm so proud of him!